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Posted on: September 8, 2020

New CRS Rating Reduces Flood Insurance Premiums

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The Village was recently reclassified as a Class 6 community by the National Flood Insurance Program through the Community Rating System (CRS). This new rating results in a 20% rate reduction for flood insurance policies issued to Northbrook property owners located in a Special Flood Hazard Area. Property owners outside a Special Flood Hazard Area will receive a 10% reduction.

Prior to this date, the Village held a Class 7 status, resulting in a 15% reduction for those in a Special Flood Hazard Area and a 5% reduction for those outside of one. With additional credits earned through the CRS program and a recent adoption of updated building codes, Northbrook’s rating improved from Class 7 to Class 6.

The CRS program allows communities to achieve certain credits (i.e. reduction in flood insurance policy premiums) by implementing specified floodplain outreach activities and development regulations. 

For questions or more information, contact the Public Works Department at 847-664-4119. For questions about a flood insurance policy, contact your insurance provider. Additional information on flood insurance can be found at floodsmart.gov and insurance.illinois.gov.  


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